Why we are different

Traditional

Companies

No Exam < $2M (WL, IUL, TERM)

Instant Application Approval

24h Policy Delivery

60-110% Advanced Commission

Training and Support

Non-US Citizen approval regardless of documentation status

No Cost Living Benefits

Partner on a case-by-case basis

Agent App & Client App

Trusted by Industry Leaders. Backed by A+ Rated Carriers

Terms and Conditions

Effective Date: 2025-08-28

Welcome to https://flowinternationalgroup.com (the "Website"), owned and operated by Flow International LLC ("we," "us," or "our"). These Terms and Conditions constitute a legally binding agreement between you ("you," "your," or "User") and Flow International LLC concerning your access to and use of the Website. By accessing the Website, you agree that you have read, understood, and agree to be bound by all of these Terms and Conditions.

General Website Use

The primary service provided on our Website is informational content. The Website serves as an introductory platform for agents, who are then granted access to a separate, personal sub-account within the GoHighLevel CRM platform.

You agree not to use automated bots or any other automated means to interact with the Website. The content provided is for informational purposes and should not be used for any illegal or unauthorized purpose.

Our Website is not intended for any specific age group and does not contain any sensitive content.

Agent Accounts and Responsibilities

As an agent, you will be granted access to a sub-account within the GoHighLevel platform. You are solely responsible for all activity that occurs under your account and for maintaining the confidentiality of your password and other account credentials.

You agree to notify us immediately of any unauthorized use of your account. We are not liable for any losses or damages arising from your failure to comply with this section. We reserve the right to suspend or terminate your sub-account at our sole discretion if we determine that you have violated these Terms and Conditions.

Intellectual Property Rights

Unless otherwise indicated, the Website is our proprietary property. All source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the Website (collectively, the "Content") and the trademarks, service marks, and logos contained therein are owned or controlled by us or licensed to us, and are protected by copyright and trademark laws.

No Content from the Website may be copied, reproduced, or distributed without our express prior written permission. Agents do not contribute any content to the Website.

Disclaimers and Limitation of Liability

The Website is provided on an "as-is" and "as-available" basis. Your use of the Website and our services is at your sole risk. We expressly disclaim all warranties of any kind, whether express or implied. We do not guarantee or warrant that the Website will be uninterrupted, error-free, or secure.

Our services and the Website's functionality are dependent on third-party platforms and infrastructure, including but not limited to GoHighLevel, NLPearl, ReadyMode, RingCentral, and Stripe. We shall not be held liable for any damages, interruptions, or service failures arising from the use or unavailability of these third-party platforms.

Any training or advice provided to agents on platforms, sales, or income generation is for informational purposes only. We do not provide any legal, financial, or other professional advice and disclaim all liability for any actions taken or not taken based on such information.

Governing Law and Dispute Resolution

These Terms and Conditions and your use of the Website are governed by and construed in accordance with the laws of the State of Florida.

Any dispute arising out of or in connection with these Terms and Conditions, including any question regarding its existence, validity, or termination, shall be resolved by arbitration in Florida rather than a lawsuit in court.

Contact Us

If you have any questions or concerns regarding these Terms and Conditions, please contact us at:

Flow International LLC it@flowinternationalgroup.com | +1 (786) 505-2172

The agents of Flow International Group offers policies issued by National Life Group Life Insurance Company, Life Insurance of the Southwest and Fidelity and Guaranty Life Insurance Company, among other carriers . Products and their features may not be available in all states.

Terms and conditions apply.

Terms and Conditions | Privacy Policy