Earn more.
Own everything.
Most IMOs cap your earnings before you even start. At FLOW, your contract level grows with you — up to 150% base, paid directly from the carrier. No middlemen. No ceilings.The industry average doesn't come close.
Numbers that speak for themselves.
FLOW was built around one belief: when leaders are given real ownership, real scale happens. These aren't marketing numbers — they're the contractual foundation every FLOW partner is entitled to from day one.
Maximum base contract level
150%
Override depth, 18 levels down
85%
100% ownership from the start
Day 1
What makes FLOW different?
Your commission comes straight from the insurance company — not routed through the IMO. Full transparency, zero delays.
Istvan Kovalkovits · Founder & CEO, FLOW International
"The industry is full of hype, without real results. We've invested more than $1 million into leads — because we believe in your success."
Your next contract level is closer than you think.
Ready to see your numbers?
Tell us where you are today — production volume, current contract level, team size — and we'll show you exactly where you'd land inside FLOW's compensation model.
