Compare Our Leads.
FLOW MultiLeads delivers verified, multilingual clients in real time — not recycled data, but real opportunities ready to close.Feature
MultiLeads
Other Companies’ Leads
Multinational reach
13+ languages (Spanish, Portuguese, Haitian Creole, Chinese, etc.)
Mostly English-only
Language match
Clients connected in their own language (Spanish, Portuguese, etc.)
Agents must sell in English only
Exclusivity
Exclusive to the assigned agent
Shared, recycled, or resold
Lead type
Real-time Facebook IUL & Term (tagged by product interest)
Generic “life insurance” inquiries
Stage & tagging
Every lead comes pre-tagged by stage and product interest
No system — agents must figure it out manually
Automatic follow-up
Built-in automated client follow-up inside our system
No automation — follow-up is 100% manual
Speed & delivery
Delivered in seconds via our Insurtech CRM
Slow delivery by email/WhatsApp (manual)
Agent effort
No door-knocking, no friends/family—just take the call & sell
Requires heavy dialing and chasing
Price (real-time)
$12 per lead
$20–$30+ per comparable IUL/Term lead
Carrier alignment
Carrier programs designed for approvals (incl. no-exam up to $3M with passport only)
Higher risk of declines / longer processing
Quality protection
Disconnected-number credit policy
“All sales final”; limited or no credits
Source & margin
100% in-house; we don’t profit on leads
Often third-party leads with markups
Compliance records
Full compliance data (opt-in, time stamps, IP, ad source)
Often missing or unavailable
Data accuracy
Real-time, never recycled
Frequently aged, recycled, or outdated
CRM integration
Delivered directly into our Insurtech CRM with dialer, text, and email
Agents get CSV files or manual uploads
Market focus
U.S. immigrant families actively seeking coverage
Broad, unfocused audience
Training & support
Scripts, training, and best practices included
No support — just a lead list
